Commonly known as “Bloodline Planning”.

 

Bloodline Planning is ensuring that your assets pass to your children, grandchildren and other relatives rather than to those whom you had not intended to benefit from your estate.

 

When assets are distributed to beneficiaries "absolutely" i.e. they receive cash, property or other assets as a lump sum payment, much can be lost. These assets are subsequently considered to be part of the beneficiary's estate and could be at risk of attack from any future divorce settlements, creditors and taxation.

 

With strategic planning, we can ensure that your intended beneficiaries are able to benefit from the inheritance you want them to receive and at the same time, protect the family home and other assets from being lost to the costs of Long Term Care.

 

Have you considered what might happen if your surviving spouse were to remarry? How would this affect your own children if he/she later changed their will in favour of the new spouse and any subsequent children?

 

Or for those of you who already have children from a previous marriage, how do you ensure that your children would obtain their fair share?

 

What if your children are very young or have special needs? How can you ensure that they are fully provided for?

 

If you own a business which you have grown over the years, would you want to protect this for your family too?

 

Do you wish to leave all of this to chance, when with professional assistance and planning many of these problems could be solved?

 

Our expertise will ensure that your assets are both fully protected from attack and immediately available to your loved ones after you have gone.